Refinance Break-Even Point Calculator


How long will it take to breakeven on a mortgage refinance? Find out the impact of refinancing. Calculate the new payment, monthly savings and number of months to break even depending upon the current interest rate, new potential rate and closing costs. Note that this is an estimation tool and does not allow for taxes and insurance.
*Request a free consultation with a mortgage expert.

Refinance Break-Even Point Calculator
Current Monthly Payment ($): 
New Loan Amount ($): 
New Interest Rate (%): 
New Loan Term (years): 
Estimated Closing Costs ($): 
The mortgage calculator is provided as an estimation tool for your convenience and should not be considered as a loan offer. We do not in any way guarantee the accuracy or suitability of the results.


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Mark Smith Ph.D.
Senior Loan Consultant

Victoria Capital Mortgage
455 Los Gatos Blvd #100, Los Gatos, CA 95032


Direct: (408) 353-9784

Fax: (408) 351-4933


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